Looking For the Dynamic US mortgage Under
- Mumbai Rozgaar
- 3 - 7 years
- Chennai
- 5 years ago
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Job Description
Dear Candidate,
We Have a great opportunity for one of the leading MNC company. which is located in Bangalore, Mumbai, Chennai and Delhi location.
DUTIES AND RESPONSIBILITIES:
- Review loan files for completeness and accuracy including but not limited to calculation and verification of income & assets, evaluation of credit reports, purchase contracts, appraisals, title commitments, VOE, tax returns, divorce decrees, and other loan pertinent compliance documentation
- Evaluate debt & loan-to-value ratios, credit score, property valuation and various other factors
- Determine and document loan conditions, communicate requirements, and/or decisions
- Identify saleability issues, potential fraud and portfolio risks based on trends, red flags and clients business practices
- Maintain knowledge of all applicable agency and non-agency underwriting guidelines
- Exhibit working knowledge of AUS to determine applicable loan conditions
- Such other activities as may be assigned by your manager
SKILL SETS REQUIRED:
- Demonstrated understanding of mortgage guidelines and policies for VA, FHA, FNMA, FHLMC & USDA
- Analysis and Calculation of qualifying income from various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc.
- Analysis of Credit Reports and Bank Statements
QUALIFICATIONS/ REQUIREMENTS:
- 3+ years of recent US Mortgage underwriting and/or due diligence (post-close) experience in the residential mortgage industry
- Knowledge and familiarity with current mortgage policies/procedures, compliance laws and regulationsincluding TRIDand understanding of mortgage regulatory changes
- High producer with attention to quality
- Strong commitment to customer service and satisfaction
- Excellent time management skills
- Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines, and standard accepted practices
- Detail oriented, with superior verbal and written communication skills
- Strong PC skills, with demonstrated proficiency with Microsoft Office
- Must be able to work under pressure and meet deadlines, while maintaining a positive attitude and providing exemplary customer service
- Demonstrate professional behavior including:
- Positive attitude
- Punctuality
- Dependability
- Understanding and adherence to company policies and procedures
SPECIAL REQUIREMENTS:
When / if working remotely
- Maintenance of a safe and professional home office environment
- Appropriate equipment set-up including dual monitors, high speed internet and appropriate computer systems
The employee may be required to report to a different local office as a normal, contemplated, and mandated incident of their employment
Kindly contact on the below email ;
ra***a@mu**********r.com
Job Classification
Industry: Banking, Financial Services, BrokingFunctional Area: Financial Services, Banking, Investments, Insurance, Role Category: Retail/Personal BankingRole: Retail/Personal BankingEmployement Type: Full timeEducation
Under Graduation: Any Graduate in Any SpecializationPost Graduation: Any Postgraduate in Any SpecializationDoctorate: Any Doctorate in Any Specialization, Doctorate Not RequiredContact Details:
Company: Mumbai Rozgaar Pvt LtdAddress: B-1,NEW TILAK NAGAR,MOUNT MERY CHS,TANASA PIPE LIN, E ROAD,CHEMBUR, , NAVI MUMBAI, Maharashtra, IndiaLocation(s): Chennai+ View Contact
Keyskills: capital Credit Capacity US Mortgage core lateral
Fraud Alert to job seekers!
₹ 6,00,000 - 13,00,000 P.A
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