Credit Manager - Vijayawada - Dcb Bank Limited
- DCB Bank
- 3 - 5 years
- Vijayawada, Guntur
- 4 years ago
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Job Description
- Credit Appraisal of Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities
- Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training.
- Conduct personal discussion with customers to establish Credit worthiness.
- Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation
- Interact with Customers understand the business and regularly monitor delinquencies.
- Decision making within defined TAT Understanding of property/collateral related knowledge (like legal title and market value of the property) Vendor TAT management, Vendor Visits, Vendor payments.
- Credit underwriting on the customer to make sure that customer fits into various lending parameters.
- Identify strengths and risks for any proposal and prepare a SWOT analysis around it.
- Regular interaction with the FI agency, Legal, Technical team, RCU team for timely reports.
- Responsible for PDD monitoring and collateral management.
- Coordination with Operations team for disbursal and PDD process.
- Ensure all MIS are prepared and published within defined timelines.
Job Classification
Industry: BankingFunctional Area: BFSI, Investments & Trading, Role Category: LendingRole: LendingEmployement Type: Full timeEducation
Under Graduation: Any GraduatePost Graduation: Any PostgraduateContact Details:
Company: DCB BankLocation(s): Vijayawada, Guntur
Keyskills: Training Collateral management MIS Credit appraisal Legal Credit underwriting Vendor payments Asset management Swot analysis Monitoring
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DCB Bank
DCB Bank Limited DCB Bank Limited is a private sector scheduled commercial bank in India. It has a network of 331 branches. and around 505 ATMs in the country. It offers products to individuals, small and medium businesses, rural banking and mid corporates across the branch network.
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