Personal Banker
- Skilllabs Resource
- 2 to 7 Yrs
- Jaipur+1 Jodhpur
- 4 years ago
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Job Description
Personal bankers work inretail bankingbranches and assist customers with various banking or financial needs. Such needs may include opening checking and savings accounts, obtaining mortgage and auto loans, and investing in banking productscertificates of deposit (CDs), money markets, and other commercial banking products. They may also help the customer withretirement planningor college planning. While investment bankers work mostly with institutional investors, personal bankers work primarily with everyday people.
Most of their customers are private citizens of the communities in which the bankers work. Personal banking typically does not pay as well as investment banking and other Wall Street careers, but it offers a significantly betterwork-life balance, and the hours are much more reasonable. In fact, the term "bankers' hours" was coined to describe the limited number of hours local bankers are perceived to spend on the job.
KEY TAKEAWAYS
- Personal bankers work in retail banking branches and assist customers with various needs.
- Being a good personal banker is less about educational credentials, and more about community reputation, networking ability, and affability.
- Day-to-day duties of personal bankers include helping bank customers open new checking and savings accounts and facilitating other ordinary banking transactions.
A typicalinvestment bankfeatures scores of well-heeled Ivy League graduates sitting behind their Bloomberg terminals and talking aggressively, hawking the latest deals into their headsets. The stereotype of an investment banker is an aggressive, well-educated, and money-hungry youth. Most personal bankers are cut from a different cloth.
While a business degree helps, and an MBA looks even better on a personal banker's resume, a lot of local bank branches care less about educational credentials than about community reputation, networking ability, and affability. These banks pride themselves on hometown service and prefer to see hometown bankers meeting and greeting new customers.
Employement Category:
Employement Type: Full timeIndustry: Banking / Financial Services Role Category: Sales / BD Functional Area: Not ApplicableRole/Responsibilies: Personal BankerContact Details:
Company: Skilllabs ResourceLocation(s): Jaipur+1 Jodhpur
Keyskills: branch banking sales casa
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