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Area Credit Manager @ Bajaj Housing Finance

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 Area Credit Manager

Job Description

Roles and Responsibilities

  • Conduct credit appraisal and assessment of borrowers' profiles, including income, assets, liabilities, and credit history.
  • Evaluate financial documents such as balance sheets, income statements, cash flow statements to determine creditworthiness.
  • Analyze market trends and economic conditions to inform lending decisions.
  • Develop relationships with customers to understand their needs and provide tailored solutions.
  • Ensure compliance with regulatory requirements and internal policies.

Desired Candidate Profile

  • 3-6 years of experience in home loan credit underwriting or related field.
  • Strong understanding of credit analysis principles and practices.
  • Excellent communication skills for effective customer interaction.
  • Ability to work independently with minimal supervision while meeting deadlines.

Job Classification

Industry: NBFC
Functional Area / Department: Risk Management & Compliance,
Role Category: Finance
Role: Credit Risk
Employement Type: Full time

Contact Details:

Company: Bajaj Housing Finance
Location(s): Pune

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Keyskills:   Credit Credit Appraisal home loan credit Credit Underwriting Credit Assessment

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₹ -11 Lacs P.A

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Bajaj Housing Finance

Classified as an Upper-Layer NBFC by the RBI pursuant to Scale Based Regulations, Bajaj Housing Finance Limited (BHFL) is a subsidiary of Bajaj Finance Limited one of the most diversified NBFCs in the Indian market, catering to more than 92.09 million customers across the country. Headquartered i...