Area Credit Manager
- Bajaj Housing Finance
- 3 - 6 years
- Pune
- 12 months ago
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Job Description
Roles and Responsibilities
- Conduct credit appraisal and assessment of borrowers' profiles, including income, assets, liabilities, and credit history.
- Evaluate financial documents such as balance sheets, income statements, cash flow statements to determine creditworthiness.
- Analyze market trends and economic conditions to inform lending decisions.
- Develop relationships with customers to understand their needs and provide tailored solutions.
- Ensure compliance with regulatory requirements and internal policies.
Desired Candidate Profile
- 3-6 years of experience in home loan credit underwriting or related field.
- Strong understanding of credit analysis principles and practices.
- Excellent communication skills for effective customer interaction.
- Ability to work independently with minimal supervision while meeting deadlines.
Job Classification
Industry: NBFCFunctional Area / Department: Risk Management & Compliance, Role Category: FinanceRole: Credit RiskEmployement Type: Full timeContact Details:
Company: Bajaj Housing FinanceLocation(s): Pune+ View Contact
Keyskills: Credit Credit Appraisal home loan credit Credit Underwriting Credit Assessment
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₹ -11 Lacs P.A
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Bajaj Housing Finance
Classified as an Upper-Layer NBFC by the RBI pursuant to Scale Based Regulations, Bajaj Housing Finance Limited (BHFL) is a subsidiary of Bajaj Finance Limited one of the most diversified NBFCs in the Indian market, catering to more than 92.09 million customers across the country. Headquartered i...
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