Job Description
Relationship Manager- Business Loan Group Relationship Manager (Business
Loans Group) Grade: DMI/ DMII Reports
to: Regional Head Sales- Business Loans Group Positions Reporting to Role: Job Role and Responsibilities: Ensure stability of income from existing set of clients and explore avenues for new income generation from existing as well as new clients Add value to the client and stay ahead of the competition by structuring and implementing innovative deals in working capital, term loan and project finance Use credit knowledge and knowledge of various products for deal structuring Add value to the client and stay ahead of the competition by structuring and implementing innovative deals Maintain relationships with business banking to originate business Manage relationship with the customers by increasing the book size Manage trade finance, general blog operation for cash management services i.e., working capital cycle of the company Deliverables: Acquire and maintain business loans clients for the bank Perform various financing activities as per the customers requirement Maintain number of current account (CA) balance Increase wallet share by cross selling products to the customer Achieve individual targets and grow account profitability, while maintaining a high service standard and compliance Product/ Customer Handled: Working capital, Term loan, Project finance Retail business loans clients up to 20 cr portfolio size Skills and Competencies: Ability to negotiate deals, along with the ability to interact with people at various levels of the organization and outside environment Strong sales and relationship management skills Ability to identifying key issues in complex problems/ assignments and analyze those to make effective decisions Ability to have a firm grasp of the processes and make changes in system to improve performance Credit Knowledge: To assess the companys financials (i.e. loss, rating, PAT (profit after tax) etc. of the company) Educational Qualifications: Graduate & Post Graduate with 4- 8
Years work experience
Job Classification
Industry: Banking, Financial Services, Broking
Functional Area: Financial Services, Banking, Investments, Insurance,
Role Category: Corporate Banking
Role: Corporate Banking
Employement Type: Full time
Education
Under Graduation: Any Graduate in Any Specialization
Post Graduation: MBA/PGDM in Any Specialization
Doctorate: Doctorate Not Required
Contact Details:
Company: ICICI Bank
Location(s): Chennai
Keyskills:
Relationship management
Loans
Project finance
Regional Head Sales
Sales
Trade finance
Management
Business banking
Cash management services
Retail business