Credit Manager
- Consultbae India
- 3 Positions
- Mohali, Chandigarh
- 8 months ago
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Job Description
- Credit Appraisal Underwriting Maintaining quality of appraisal and TAT for decisioning of the case
- Meeting the loan borrowers and the applicants for personal interaction based on the risk profile of cases.
- Basic knowledge of banking
- Training provide training to internal team members and intra departments/ channel partners
- Preliminary screening of borrowers profiles for maintaining the input quality of credit system.
- Process and Policy Understanding and Implementation
- First level document check for fraud prevention, data correction and information completeness.
- Managing Delinquency ratios
- Vendor Management
- Knowledge of Mortgage Industry and awareness of related risk
- Contribute to development of new techniques improvement of process and workflows by applying in-depth knowledge
- Develop recommendations to adjust credit policies by analysing credit and financial performance
- Adherence to credit decisioning parameters as per Credit Policy on loan proposals
- Initiate and Implement process improvements for better customer experience thereby maintaining the organizations risk appetite.
- Structured training to be imparted for both internal teams as well as business associates on a regular basis.
- Work along with business teams to ensure timely delivery and controlled quality
- Risk analysis
- Analysing the local market and keep updating the central team on fraudulent colleges, negative areas and profiles
- Excellence in service delivery on business processes, Inter departmental relationship management skills, Customer oriented process improvement.
- Keen team player, Self-motivating personality, good people management skills and an excellent motivator
- Communication Techniques
- 3-5 years of related work experience in the financial service sector
- Good Communication and report writing skills
- Good Knowledge of Computer applications
- Team Worker, Analytical skills, Self Motivated
- Result oriented
- Graduate in any field and MBA in Finance
Job - Credit Manager
Location - Chandigarh, Vijayawada, Cochin
Key roles and responsibilities
Maintaining Credit Quality as desired by the Senior Management
Implementation of risk management tools, Initiate processes Improvement and Impart training:
Fraud Risk:
Relationship Management, Customer Service and Team management:
Experience & Skills
Employement Category:
Employement Type: Full timeIndustry: BankingRole Category: Customer Service (Domestic)Functional Area: Not SpecifiedRole/Responsibilies: Credit ManagerContact Details:
Company: Consultbae IndiaLocation(s): Mohali, Chandigarh+ View Contact
Keyskills: credit underwriting loans credit management
Fraud Alert to job seekers!
₹ to 6 Yr
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