Job Description
Skills Required
1.Candidates with minimum 3 years of experience in mortgage underwriting/ Pre Purchase Review
2. Should be well versed with Conventional / FHA/ VA loan underwriting
3.Able to calculate all income types (e.g. wage earner, retirement, self-employed)
4 Strong attention to detail.
5.Extensive narratives for underwriting decisions made to be shared downstream.
6.Ability to work in a fast paced environment and meet daily goals.
7.Need MS Excel and ability to analyze numbers
8. Willingness to learn / Trainable / Problem solver
9. Attention to detail - Has to be accurate on numbers and deliver in timely manner
10.Good understanding of TRID requirements
11. Good written and verbal communication skills
Roles and Responsibilities
1. Ability to manually underwrite complex transactions to ensure the loan meets established guidelines.
2. Compute income and debt ratio calculations following program guidelines and ability to repay requirements.
3. Perform mortgage credit analysis without the assistance of AUS.
4. Maintain production goals & standards in accordance with
established SLA's and metrics.
5. The candidate may be required to perform other job-related tasks
6. Perform evaluations on appraisal products
7. Good understanding of title
Job Classification
Industry: BPO, Call Centre, ITeS
Functional Area: ITES, BPO, KPO, LPO, Customer Service, Operations,
Role Category: Back Office/Web/Transaction Processing
Role: Back Office/Web/Transaction Processing
Employement Type: Full time
Education
Under Graduation: Graduation Not Required, Any Graduate in Any Specialization
Post Graduation: Any Postgraduate in Any Specialization, Post Graduation Not Required
Doctorate: Doctorate Not Required, Any Doctorate in Any Specialization
Contact Details:
Company: Wipro
Location(s): Pune
Keyskills:
Credit Analysis
Mortgage
Underwriting