Credit Manager-Rural Credit-BBG @ Idfc First Bank

Home > Risk Management & Compliance - Other

Credit Manager-Rural Credit-BBG

Idfc First Bank
2 - 5 years
7 months ago
Email to a friend
Report this job

Job Description

Function/ Department: Business Banking Underwriting

Job Purpose:

To assess, evaluate, review, and approve proposals as a first officer for the business banking relationship which is referred to retail credit.
Maintain the service level deliverables agreed with counter parts.
Effective portfolio management including regular monitoring, early warning identifications, deferral tracking, renewals and working on appropriate account strategy in conjunction with business team in line with the Bankss risk appetite

Roles & Responsibilities:

Appraisal of proposals:

Credit appraisal of loan application within defined guidelines and accordingly take decision, recommend for approval to higher authorities.
To convey a clear opinion/ Highlight Critical risks along with suitable mitigates if any, regarding the acceptability of the proposed transactions/ facilities covering business model, industry risk, structure, Bank Conduct and Financials risk.
Awareness of the product proposed, suitability to client requirement
Conduct personal discussion with customers.

Portfolio Monitoring:

Timely Renewal
Deferral Management
EWS Management
Customer visits on key customers and high value relationship

TAT

Maintaining the defined credit and end to end TATs to timely service internal as well as external customers.

Secondary Responsibilities:

Co-ordination with Counter parts in Business, Operations, Legal, Technical and others as required.
Ensure all MIS related to credit are submitted within defined timeliness.
Area Knowledge

Job Classification

Industry: Banking
Functional Area / Department: Risk Management & Compliance
Role Category: Risk Management & Compliance - Other
Role: Risk Management & Compliance - Other
Employement Type: Full time

Contact Details:

Company: Idfc First Bank
Location(s): Gangawati

+ View Contact

Login

Candidates can login here to view contacts and apply.

Sign In Sign Up

Email:

Password:

Password too short

To create your profile, apply for a job or make a registration

Your name (*)

Email (*)

Mobile (*)

Preferred City (* max. 2 w/comma)

Designation / Expected Role

Current / Recent Company (*)

Experience (*)

Expected Salary (*)

Desired Industry (*):

Functional area / Department (*):

Enter Skills (key skills, subjects, technologies & roles to use in search)

Write briefly about yourself, your experience and education (*)

Attach Resume Max 2.38 MB (RTF, PDF, DOC, DOCX formats only parsed)

Please, check the file size and type.

Add social media [ + ]

Create password

I agree with website service terms and conditions

Candidates are expected to provide most recent and accurate profile information, inappropriate content is strictly prohibited!

Keyskills: Credit Analysis Credit Appraisal

Job seems aged, it may have been expired!
Fraud Alert to job seekers!

₹ Not Disclosed

Job application

We will notify the employer with your details. You can also attach a resume or a cover letter.

Sign In Sign Up

Email:

Password:

Password too short

To create your profile, apply for a job or make a registration

Your name (*)

Email (*)

Mobile (*)

Preferred City (* max. 2 w/comma)

Designation / Expected Role

Current / Recent Company (*)

Experience (*)

Expected Salary (*)

Desired Industry (*):

Functional area / Department (*):

Enter Skills (key skills, subjects, technologies & roles to use in search)

Write briefly about yourself, your experience and education (*)

Attach ResumeMax 2.38 MB (RTF, PDF, DOC, DOCX formats only parsed)

Please, check the file size and type.

Add social media [ + ]

Create password

I agree with website service terms and conditions

Idfc First Bank

About Accenture\r\n\r\n \r\n\r\nAccenture is a global professional services company with leading capabilities in digital, cloud and security. Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Interactive, Technology and Operations...

Credit Manager-Rural Credit-BBG @ Idfc First Bank

Home > Risk Management & Compliance - Other