Mphasis is Hiring - US Mortgage Underwriter
- Mphasis
- 2 - 6 years
- Pune
- 7 months ago
- Email to a friend
- Report this job
Job Description
Job Title: US Mortgage Underwriter
Location: [Pune / Chennai]
Employment Type: Full-Time
About the Role:
We are seeking a detail-oriented and experienced US Mortgage Underwriter to join our dynamic team. In this role, you will be responsible for the end-to-end underwriting process of residential mortgage loans, ensuring compliance with investor guidelines, company policies, and regulatory requirements.
Key Responsibilities:
- Review and analyze mortgage loan applications, credit reports, income documentation, and property appraisals.
- Perform risk assessments and make sound underwriting decisions on conventional, FHA, VA, and USDA loans.
- Ensure loans meet all investor and regulatory guidelines (Fannie Mae, Freddie Mac, etc.).
- Communicate underwriting decisions and conditions clearly to processors and loan officers.
- Maintain high levels of accuracy and productivity while meeting service level agreements (SLAs).
- Stay updated on industry trends, underwriting guidelines, and compliance regulations.
Qualifications:
- 3+ years of experience in US mortgage underwriting (end-to-end).
- DE/SAR/LAPP certification preferred.
- Strong knowledge of AUS systems (DU, LP).
- Familiarity with Encompass or similar LOS platforms.
- Excellent analytical, communication, and decision-making skills.
- Ability to work independently in a fast-paced, deadline-driven environment.
Why Join Us?
- Competitive salary and performance-based incentives
- Flexible work environment (remote/hybrid options)
- Health, dental, and vision insurance
- Opportunities for growth and professional development
- Supportive and collaborative team culture
Apply Now
If you're passionate about mortgage underwriting and want to be part of a growing, innovative team, wed love to hear from you!
HR Janavi Gollapalli
Email Id: Ja**************i@mp****s.com
Job Classification
Industry: BPM / BPOFunctional Area / Department: BFSI, Investments & TradingRole Category: BFSI, Investments & Trading - OtherRole: BFSI, Investments & Trading - OtherEmployement Type: Full timeContact Details:
Company: MphasisLocation(s): Pune
Keyskills: Us Mortgage Underwriting Loan Origination Post Closing Credit Reporting Mortgage Underwriting US Mortgage Income Calculation Pre Underwriting
Similar positions
Mphasis
Mphasis is a leading IT solutions provider, offering Applications, Business Process Outsourcing (BPO) and Infrastructure services globally through a combination of technology knowhow, domain and process expertise. The accolades we have been garnering can be attributed to our undeterred focus in d...
Job Listings
We are in open beta version of website, please let us know if any issues, at: info(at)indigojobs.in