Credit Manager-SME & Business Banking
- Idfc First Bank
- 3 - 6 years
- Hyderabad
- 7 months ago
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Job Description
Job RequirementsJob Requirements
Job Title Credit Manager
Business Unit Retail Banking -Credit
Job Purpose:
The role bearer has the responsibility to manage a team as well as coordinate with sales team to achieve target of the area assigned. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank.
Roles & Responsibilities:
- Responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies & procedure to honor the agreed SLAs and manage area business volumes
- Supervise a team of credit underwriters and provide guidelines
- Conduct personal discussion with customers to establish credit worthiness
- Control and contain front-end delinquencies by calling up customer on first presentation
- Making sure completion of credit/KYC documents and verification- telephonic, field & collateral visits
- Coordinate with sales to achieve targets and ensure SLAs are met
- Ensuring credit policy adherence to the accepted standards
Educational Qualifications:
Graduate Any.
Experience: 1 to 4 years of experience in credit.
Job Classification
Industry: Financial ServicesFunctional Area / Department: BFSI, Investments & TradingRole Category: LendingRole: Credit AnalystEmployement Type: Full timeContact Details:
Company: Idfc First BankLocation(s): Hyderabad
Keyskills: retail banking business loan commercial banking credit underwriting credit analysis credit risk credit management credit appraisal sales working capital business banking underwriting kyc relationship management credit policy risk credit finance sme banking
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Idfc First Bank
About Capital First Limited: CFL is listed on BSE and NSE (Stock Code: CFL). The company provides Mortgage loans to SMEs against pledge of property, Gold Loans to retail customers, Consumer Durable Loans, Two wheeler loans, and senior secured Wholesale loans. During the last year the company expande...
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