Analyst - Credit Risk / Commercial Lending
- NLB Services
- 1 - 6 years
- Noida, Gurugram
- 6 days ago
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Job Description
- Commercial Credit
Please share your cv at su************a@nl****h.com
Notice period- 0-15 days
Experience -
-Evaluate financial performance of companies /borrower / guarantor / commercial real estate asset
class based on a variety of factors including past and current performance, management projections and
market changes over the period.
-This would include review of various financial statements, such as balance sheet, income statement,
cash flows, and statement of changes in equity.
- Perform market research using various third-party applications and compare performance of borrowing
entity against market data to draw conclusion of overall performance.
- Determine appropriate risk rating, both qualitative and quantitative based on performance during the review time period and compare it against bank's credit guidelines.
- Document and synthesize findings based on above mentioned reviews into a credit report which would be for presented to lending officers and / or approval committees.
- Quality check of work performed by junior team members and provide appropriate feedback on the
same.
- Training & mentoring junior colleagues along with reviewing, checking & overseeing and undertaking
workload planning as well.
- Understand the feedback received from the onshore team members and disseminate the same to the team.
- MBA (Finance /Banking), Cost and Management Accountancy, Chartered Accountancy or post-
graduation in Economics.
- overall commercial credit experience across diversified asset class (includes
corporate entities and real estate asset class).
- Good knowledge on financial statements for various industries with ability to ascertain trends, ratios and call out key risks when compared to benchmarks (historical and industry performance).
-Knowledge of credit products like BLOC, Revolving credit facility, Auto Floor Plan line of credit, commercial mortgage, term facilities, subordinated notes etc.
- Working experience on credit lens, LoanIQ, Salesforce - nCino, scorecard models etc.
Please share your cv su************a@nl****h.com
Job Classification
Industry: Analytics / KPO / ResearchFunctional Area / Department: BFSI, Investments & TradingRole Category: LendingRole: Credit AnalystEmployement Type: Full timeContact Details:
Company: NLB ServiceLocation(s): Noida, Gurugram
Keyskills: Annual review financial statement CRE financial spreading Credit Risk Analysis Credit Risk Management Credit Underwriting Credit Reporting Financial Statement Analysis Residential Mortgage Report Writing Credit Analysis Credit Risk Credit Review Credit Assessment
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