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Chief Manager - Business Analytics / Data Science @ Incred

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Incred  Chief Manager - Business Analytics / Data Science

Job Description

Key Responsibilities:


  • Designing credit underwriting strategies and customer journey for InCreds consumer lending business across multiple digital and phygital channels.
  • Leveraging market and customer analytics to uncover growth opportunities through city and channel expansion, alongside continuous enhancement of customer journey metrics in current channels.
  • Tracking credit risk performance of the portfolio, and risk diagnostics to identify levers to further reduce credit risk
  • Building and maintaining acquisition scorecards for new customers, as well as portfolio level behavioural scorecards for driving cross-sell business
  • Designing test experiments for discovering the right product market fit for new channels
  • This role will be a managerial role, with 2-3 business analysts reporting to the Chief Manager

Skills & Competencies:


  • Technical Skills:
    • Credit Risk Modelling, Data Modelling, and Portfolio Analytics
    • Python, SQL, Advanced Excel, and Data Visualization
    • Data Science / Big Data Analytics and exposure to machine learning techniques
  • Analytical Thinking & Problem-Solving Ability
  • Strong Oral and Written Communication Skills
  • Ability to work with large datasets and extract meaningful insights

Qualifications & Experience:

  • 4-7 years of working experience in a retail lending analytics role in FinTech / NBFC / Bank
  • BTech from Tier 1 engineering college or equivalent
  • Managerial experience managing at least 1-2 junior analysts

Job Classification

Industry: NBFC (Micro Finance)
Functional Area / Department: Data Science & Analytics
Role Category: Data Science & Machine Learning
Role: Data Scientist
Employement Type: Full time

Contact Details:

Company: Incred
Location(s): Mumbai

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Keyskills:   Data Science Risk Analytics Portfolio Analytics Data Modeling

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Incred

InCred Group is a diversified financial services firm headquartered in Mumbai, with presence across 100+ branches in India and global presence in Dubai and Singapore. The three distinct businesses: InCred Finance, a new-age lending-focused non-banking financial company (NBFC); InCred Capital, an int...