US Mortgage - Live Underwriter || Work From Home || Sutherland
- Sutherland
- 2 - 5 years
- Mumbai
- 11 hours ago
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Job Description
Role & responsibilities
- Review mortgage applications and supporting documentation for accuracy and completeness.
- Strong Knowledge in 4cs.
- Evaluate borrower eligibility based on credit, income, assets, employment, and collateral information.
- Perform a detailed analysis of income and employment documentation (pay stubs, W-2s, tax returns, VOEs, etc.) to determine qualifying income (if applicable).
- Validate assets for down payment, reserves, and closing costs, ensuring proper sourcing and seasoning.
- Review preliminary credit reports, identifying potential red flags such as undisclosed debts, inquiries, or inconsistent information.
- Identify missing or incomplete documentation and condition files appropriately for further review.
- Communicate clearly with processors, loan officers, and other stakeholders regarding required documentation or any issues found.
- Document findings, calculations, and justifications in the loan origination system (ZOS).
- Work closely with Back-End Underwriters to ensure smooth handoff of files for final review and decision.
Preferred candidate profile
- Must have Minimum 2 Years Experience in Live Underwriting.
- Immediate or Short Notice Period Candidate Preferred
- Willingness to work Night shifts
Perks & Benefits
- Complete work from Home
- Competitive package
- Positive Working Environment
- Better career growth
If this sounds like you or someone you knowdont miss this opportunity!
Share your CV at: Me*********n@su*************l.com
Job Classification
Industry: BPM / BPOFunctional Area / Department: Customer Success, Service & OperationsRole Category: Operations SupportRole: Operations Support - OtherEmployement Type: Full timeContact Details:
Company: SutherlandLocation(s): Mumbai
Keyskills: Live Underwriting 4CS Us Mortgage Underwriting Us Residential Mortgage Mortgage Underwriting US Mortgage Income Calculation Collaterals
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Sutherland
\n\nTech Mahindra is a global consulting service and systems integrator that operates in over 90+ countries, delivering solutions with a unique blend of digital innovation and robust, industry-strong processes.
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