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Loan Officer @ Tata Capital

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 Loan Officer

Job Description

 
  • To ensure the achievement of disbursement targets with minimum delinquency
  • Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies.
  • Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach.
  • Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.
  • Disbursement, repayment and delinquency management, achieving daily / weekly collections targets
  • Makes a close follow up of the disbursed loans, especially of the ones not paying on time.
  • Undertake regular field visits, Centre Meeting and loan applicants
  • Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds.
  • Build strong client relationships both internally and externally and build a strong brand identification with potential customers.
  • Ensuring weekly / daily meetings & visit to centre
  • Fresher to maximum of 5yrs exp + as a sales officer in microfinance business
  • Basic understanding about Microfinance business and JLG model working would be preferred.
Key Skills
  • Relationship management, Business sourcing
  • Flair for sales
  • Understand critical attributes of customer service
Education Graduate in any discipline

Job Classification

Industry: Financial Services
Functional Area / Department: Sales & Business Development
Role Category: Retail & B2C Sales
Role: Retail Sales
Employement Type: Freshers

Contact Details:

Company: Tata Capital
Location(s): Kolkata

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Keyskills:   Relationship management Loans Basic Sales Microfinance Delinquency management Customer service Management Market penetration Operations

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Tata Capital

Tata Capital Limited, a subsidiary of Tata Sons Private Limited, is registered with the Reserve Bank of India as a Systemically Important Non-Deposit Accepting Core Investment Company. A trusted, customer-centric, one-stop financial solutions partner, it caters to the diverse needs of retail, com...