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Associate Relationship Manager-LAP @ Idfc First Bank

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 Associate Relationship Manager-LAP

Job Description

Job Purpose :

The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to identify mortgage needs of customers and provide appropriate lending solutions ( Loan Against Property) . The role bearer is responsible for driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship to achieve larger organizational goals.

 Roles & Responsibilities:

  • Assess and evaluate the client needs and generate new sources of revenue by leveraging cross sell opportunities as per their lifestyle, risk profiling and requirements.
  • Contribute to penetration of mortgage business in Rural markets through lead generations and account opening as per needs of customer 
  • Spearhead mapping of detailed household needs based on direct customer interactions 
  • Conduct end-user checks as specified post disbursal of loans while achieving monthly and annual group loan booking targets 
  • Achieve individual and branch sales goals through new business sales, referrals and retention of account relationship and maintain high collections efficiency
  • Lead preparation of quality documentation of loans to ensure minimum queries / rejections from Operations / Credit teams
  • Coordinate with operations officer to ensure timely and accurate data entry
  • Ensure compliance as per the bank requirements

Secondary Responsibilities:

- Recommend process changes in order to improve service efficiency and quality across the branch network 
- Provide support for implementation of livelihood advancement and community development initiatives.

Key Success Metrics:

Customer Acquisition targets, Cross sell targets

Job Classification

Industry: Financial Services
Functional Area / Department: BFSI, Investments & Trading
Role Category: BFSI, Investments & Trading - Other
Role: BFSI, Investments & Trading - Other
Employement Type: Full time

Contact Details:

Company: Idfc First Bank
Location(s): Siddipet

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Keyskills:   Mortgage Loans Loan Against Property Housing Loan Sales HL Home Loans Lap Sales Management

 Fraud Alert to job seekers!

₹ 1-3 Lacs P.A

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Idfc First Bank

How to Apply:\n\nTo schedule your interview call or send your CV through WhatsApp\n\nContact Us: HR Shruti - 7030022495