Commercial Lending
- Evalueserve
- 3 - 7 years
- Noida, Gurugram
- 2 months ago
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Job Description
Role & responsibilities
Sr.Analysts will join the Lending Services (Corporate and commercial banking) team at Evalueserve, supporting bankers in critical lending/credit processes across end to end lending journey such as follows:
- Financials spreading (PL, BS and CF) on excel based model or lending platform along with key credit metrics calculation
- Performing PD/LGD spreading on risk rating platforms (Quantitative & Qualitative Parameters)
- Calculating covenants in line with facility agreements and providing detailed rationale for covenant met/Breach results
- Performing Annual/Quarterly or Half yearly reviews small or medium connections:
- Business Overview
- Financial Analysis (Historical and Forecast) (Operating, Leverage & Liquidity ratios)
- Covenant performance
- PD/LGD analysis
- Verifying/Calculating compliance against bank transaction guidelines (DSC, FCCR, LTV, Interest cover, leverage etc.) or any other sector-based guideline
Preferred candidate profile
- Strong Accounting and financial skills
- Understanding and experience of credit review or underwriting role is desirable
- Experience on lending platforms or credit search platforms like Credit lens, nCino, Lexis/Nexis, Experian would be preferable
- Excellent interpersonal and ability to build strong team culture
- Ability to ensure that tasks of team members are completed in a timely manner
- Ability to practice attentive and active listening skills
- Challenging current thinking by implementing new ways of working Strong Accounting and financial skills
- Understanding and experience of credit review or underwriting role is Preferable
- Experience on lending platforms or credit search platforms like Credit lens, nCino, Lexis/Nexis, Experian would be preferable
- Eye for details and ability to identify and solve issues effectively on time
- Good MS Office Skills
- Excellent Communication and interpersonal skills
- Ability to ensure that tasks within areas of responsibility are completed in a timely manner
- Ability to practice attentive and active listening skills
- Ability to identify pro-active ways to contribute to firms goals & mission
- Challenging current thinking by implementing new ways of working
- Bachelor's/Masters degree with a major in finance, economics, accounting or from a reputed institute with 3+ years experience in the similar profile .
Job Classification
Industry: Analytics / KPO / ResearchFunctional Area / Department: BFSI, Investments & TradingRole Category: LendingRole: Lending - OtherEmployement Type: Full timeContact Details:
Company: EvalueserveLocation(s): Noida, Gurugram
Keyskills: Covenant Analysis Credit Analysis Risk Analysis Financial Statement Analysis Covenant Monitoring
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Evalueserve
Evalueserve.com Pvt. Ltd Evalueserve is a global professional services provider offering research,analytics,and data management services.We’re powered by mind+machine †a unique combination of human expertise and best-in-class technologi...
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