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Senior Manager-Data Science-Data Scientist @ EXL

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EXL  Senior Manager-Data Science-Data Scientist

Job Description

Design and build credit risk scorecards (application, behavioral, and collections scorecards) to predict creditworthiness and optimize account management strategies.

Extract, clean, and preprocess data from various sources using SQL.

Develop and implement machine learning models for collections performance and delinquency prediction using Python (including libraries like pandas, scikit-learn).

Monitor model performance, conduct backtesting, recalibration, and validation adhering to regulatory standards.

Collaborate with business and data teams to translate credit risk requirements into modeling specifications.

Document modeling processes, assumptions, and results for internal governance and audit purposes.

Bachelor s in Engineering or Master s degree in Statistics, Mathematics

Familiarity with credit bureau data and experience working in a BFSI environment.

Strong proficiency in Python and SQL for data manipulation, modeling, and automation.

Proven experience in credit risk scorecard development and collections/account management modeling.

Understanding of credit risk model metrics (Delinquency, KS, Gini, AUC, etc.)

Experience with machine learning algorithms, feature engineering, and model monitoring techniques.

This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.?

Job Classification

Industry: IT Services & Consulting
Functional Area / Department: Data Science & Analytics
Role Category: Data Science & Machine Learning
Role: Data Scientist
Employement Type: Full time

Contact Details:

Company: EXL
Location(s): Noida, Gurugram

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Keyskills:   Automation data science Bfsi data manipulation Machine learning Account management Credit risk SQL Auditing Python

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EXL

Exly (YC W19) is an all-in-one business platform for creators, coaches, trainers, and knowledge entrepreneurs to launch, manage, and grow their online businesses. It enables users to sell courses, webinars, consultations, and workshops, while providing tools for marketing, CRM, payments, and brand b...